Financial, Retirement & Estate Planning

You want to retire . . . slow down a bit . . . enjoy your life, your spouse, and your grandkids. But what if there is a major health issue? Or what if you run out of money? How much do you need? What if you have to go into a nursing home? When do you take your Social Security? What do you do with your 401(k) when you retire? What do you do about health insurance before you reach Medicare age?

There are many issues facing people as they consider retirement. In a world filled with an overwhelming variety of information, it can be difficult to know what to do and where to turn for guidance. Through our specialized Financial, Retirement & Estate Planning Program, we give you straight-forward advice that is easy to understand and simple to follow. We create strategic direction for all of the areas that can impact your life financially – investments, asset allocation, insurance programs, estate planning documents and more.

Our goal is simple – to help you strategize for the best retirement and financial future possible. There are no do-overs in retirement, and we will help you design a logical and thoughtful plan so that you can retire with confidence. Our planning process is designed to give you unbiased, objective advice on what recommendations and strategies best fit your unique situation. We hope you use this as an opportunity to schedule the first step - a Value Assessment meeting with one of our experienced planners. You bring nothing with you - the first meeting is a simple conversation over coffee.

During a Value Assessment Meeting we will talk about your goals, objectives and your hopes for the future - the starting point for any successful financial strategy. We will discuss the concerns and obstacles facing you, and understand the opportunities that offer you the best chance of financial success.

We will determine together if our firm can bring value to you, and which Certified Financial Planner in our office is best suited to work with your unique situation. Based on the complexity of your plan, we will also discuss a fee for services that our office will provide for you. We work with clients all over the United States, so near or far we invite you to reach out to schedule your free Value Assessment Meeting. Call us to learn how we take the complexity and uncertainty out of retirement planning, and help create clarity and confidence as you move forward.

We offer two levels of financial planning – a Bucket Plan and a Financial Plan. The Bucket Plan is a streamlined and simplified plan to ensure you have your assets allocated in the most effective way for retirement. The Financial Plan is a much more robust planning process that not only includes a Bucket Plan but also incorporates all facets of your financial life – such as stock option analysis, insurance coverages, college planning, and estate planning. This type of planning projects when you can retire (whether it's soon or a ways down the road), how much you should be saving, and how much you may be able to spend.