Unique Planning Programs
At Sterk Financial, we offer unique services to meet every financial need. Some clients start with Wealth Management and move later to Planning. Some clients start with Planning and then engage with us for Wealth Management. The choice is up to you, and at our first meeting we can help guide you to which program is best suited for your needs!
From a planning perspective, we offer two levels of service. The Bucket Plan is a streamlined and simplified plan to ensure you have your assets allocated in the most effective way for retirement. The Financial Plan is a much more robust planning process that incorporates all facets of your financial life, and projects when you can retire and how much you may be able to spend. A detailed list of what our services include is below.
Goals & Objectives Assessment
Risk Tolerance Analysis
Investment Performance Audit
Investment Recommendations
All benefits of Wealth Management plus:
Net Worth Review
Income Gap Analysis
Sequence of Return Risk Analysis
Liquidity Analysis
Tax Efficient Income Planning
Current Bucket Plan™
Recommended Bucket Plan™
All benefits of Wealth Management & Bucket Plan™ plus:
Retirement Success Forecasting*
Social Security Strategies
Estate Plan Review
Life Insurance Review & Strategies
Long Term Care Review & Strategies
P&C Insurance Gap Review
Pension Analysis
Income Tax Reduction Strategies
Roth Conversion Bracket Bumping
Estate Tax Reduction Strategies
Probate Avoidance Strategies
Charitable Giving Strategies
College Planning Strategies
Employee Stock Option Strategies
*denotes provided by Financial Profiles’ Financial Planning & Retirement Analysis Tool